Welcome to Monetact

Learn How To Earn, Save, Spend, Invest, and Give Wisely

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Quote of the Month

"Beware of little expenses. A small leak will sink a great ship"

-Benjamin Franklin

Explore Our New Features
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Stock Market Simulator

Do you want to experience what it feels like to interact in the stock market? Well, check out one of our latest features so you can be prepared for all the challenges you face in the real stock market. Remember, this is your own playground so be bold and don't be afraid to make mistakes.

Virtual Community

We are very proud of our ability to give you access to our very own virtual community. We know the financial world can be very challenging and that's why we encourage open communication. Share your own experiences and knowledge about personal finance so we can all grow and learn together.

Don't Know Where to Start?
Use a Pathway
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High school 4th year. Economics major and pre-med for college. Has been investing in indexed mutual funds for 4 years and follows the FIRE movement diligently. Wants to minimize debt, especially student loans for college and medical school.

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High school 2nd year. Has not saved or invested. No checking account. Gets allowance from parents and works part-time at grocery store. Doesn’t know about personal finance, but is curious. Heard stories of college graduates struggling with heavy debt and low-paying jobs. Wants to prepare for financial security, but doesn’t know how to start.

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College 1st year engineering major. Concerned about earning enough to buy home in NYC or Silicon Valley with 5 years after graduation. Has a little familiarity with investing in mutual funds and wants help sticking to a monthly budget.

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College 1st year engineering major. Concerned about earning enough to buy home in NYC or Silicon Valley with 5 years after graduation. Has a little familiarity with investing in mutual funds and wants help sticking to a monthly budget.

SAVE Topic 2 : How much should a young adult save? and 

SAVE Topic 3 : What are simple ways to save?

SPEND Topic 2: How to set a realistic budget and stick to it?

INVEST Topic 3: Topic 3 : What are simple ways to invest

INVEST Topic 4:

Mistakes to avoid about investing

Join "what is essig"

Join "essig-earn"

Join "essig-save"

Join "essig-spend"

Join "essig-invest"

Join "real-estate"

Join "stock-market"

Explore the sample budget and make changes to EARN, SAVE, SPEND entries to see how they impact "12 month Cumulative Unaccounted for debt or surplus"

Insert your data for EARN, SAVE, SPEND, INVEST and see results.  Change your data to explore hypothetical scenarios to maximize wealth accumulation in 5 years for home ownership.

Use the Power of Compound Interest

Save, But Start Investing Early

Good vs. Bad Debt

Your Credit Score Matters

Follow the current quarter's stock market game and play along.

dolphin.jpg

High school 4th year. Economics major and pre-med for college. Has been investing in indexed mutual funds for 4 years and follows the FIRE movement diligently. Wants to minimize debt, especially student loans for college and medical school.

EAR

EARN Topics 1 - 5

 

SAVE Topic 2 : How much should a young adult save? and 

SAVE Topic 3 : What are simple ways to save?

SPEND Topic 2: How to set a realistic budget and stick to it?

INVEST Topic 3: Topic 3 : What are simple ways to invest

INVEST Topic 4:

Mistakes to avoid about investing

Join "what is essig"

Join "essig-earn"

Join "essign-save"

Join "essig-spend"

Join "essig-invest"

Explore the sample budget and make changes to EARN, SAVE, SPEND entries to see how they impact "12 month Cumulative Unaccounted for debt or surplus"

Insert your data for EARN, SAVE, SPEND, INVEST and see results.

Use the Power of Compound Interest

Save, But Start Investing Early

Good vs. Bad Debt

Your Credit Score Matters

Follow the current quarter's stock market game and play along.

Parrot.jpg

High school 2nd year. Has not saved or invested. No checking account. Gets allowance from parents and works part-time at grocery store. Doesn’t know about personal finance, but is curious. Heard stories of college graduates struggling with heavy debt and low-paying jobs. Wants to prepare for financial security, but doesn’t know how to start.

Join "what is essig"

Join "essig-earn"

Join "essign-save"

Explore the sample budget and make changes to EARN, SAVE, SPEND entries to see how they impact "12 month Cumulative Unaccounted for debt or surplus"

Use the Power of Compound Interest

Good vs. Bad Debt

Your Credit Score Matters